Erica Sandberg is a seasoned financial expert contributing to safeinsurance, specializing in credit cards and debt management. She authored Expecting Money: The Essential Financial Plan for New and Growing Families and has produced financial content for KRON4 and the "Adventures in Money" podcast. Her work has also appeared in leading outlets such as Discover, Experian, and U.S. News & World Report. Erica holds a Bachelor of Arts from San Francisco State University and a Certificate in Personal Financial Planning from UC Berkeley Extension. With a strong background in Consumer Credit Counseling, she has helped countless individuals manage their finances and has represented major brands in media campaigns. She is also dedicated to volunteering, assisting those facing homelessness with financial advice through Downtown Streets Team and serving on advisory boards for the San Francisco Police Department and the Salvation Army.